OpenAI APIs for developer (commercial) use does not have any free plan
To resolve this issue,
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You can buy credits on the OpenAI Developer Dashboard, under Accounts > Billing page
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Next, go to the Usage Limits page, and set the Monthly budget field to the same as the value above (e.g.: 120), then save your changes.
GPT-4 and GPT-4o
Once you have made a payment to top-up credits in the OpenAI Developer Platform, the models GPT-4 and GPT-4o should be made available to you.
More Information
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